Understanding Today’s Financial Environment
Welcome, I’m Michael A. Chester at Mesa Verde Consulting, Inc., a tax and financial service company in Costa Mesa, California. We provide personalized services to meet your Accounting, Tax, and Financial Goals based on your needs, wants, and objectives.
Whether you require assistance with your financial and retirement needs, tax preparation, business consulting and planning, we will customize our services to your needs.
We have been serving Southern California for over 26 years and look forward to working with you through all stages of your life.
Please review our list of services and the other educational and information areas of our website. Give us a call at (714) 557-0992 or send us an email (mverde114@aol.com) to help us get started.
Helpful Content
To Buy or Not to Buy
The decision whether to buy or rent a home may have long-term implications.
New Retirement Contribution Limits for 2026
A look at the new retirement contribution limits from the IRS.
Making Sense of HSAs and FSAs
How HSAs and FSAs might help your household.
What to Look for in an Extended-Care Policy
Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.
A Checklist for When a Spouse or Parent Passes
An overview of some fundamental steps when a loved one passes.
Qualifying For Medicare Under Age 65
You might qualify for Medicare if you’re under 65-years-old. This article will explain the conditions where you may qualify for Medicare early.
Catch-Up Contributions
Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.
Monthly Memberships
A look as how autopay subscriptions can be a drain on your finances, especially when forgotten.
Intellectual Property and Your Estate
Do you have intellectual property? Consider how you might include your IP into your estate strategy in this detailed article.
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Comparing Investments
Compare two different scenarios side by side to see how they stack up over time.
Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
How Compound Interest Works
Explore how compound interest can grow your money over time with this interactive tool.
Estimate Your RMD
Calculate your required minimum distribution amount based on your account balance and age.
Social Security Tax Estimator
Estimate how much of your Social Security benefit may be subject to federal income tax.
What Is My Net Worth?
Get a snapshot of your overall financial picture by calculating your total net worth.
View all calculators 
Choosing a Mortgage
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.
Making Your Tax Bracket Work
Have you explored all your options when it comes to managing your taxable income?
The Power of Tax-Deferred Growth
Why are 401(k) plans, annuities, and IRAs so popular?
Are Alternative Investments Right for You?
With alternative investments, it’s critical to sort through the complexity.
4 Elements of an Estate Strategy
Learn about the importance of having an estate strategy in this helpful and informative video.
Bridging the Confidence Gap
In the world of finance, the effects of the "confidence gap" can be especially apparent.

